T.J. van Gerven

T.J. van Gerven
Do you need to be worried about inflation? Why or why not? As always, it depends 🙂 In this podcast episode, I break down a few key habits that will help you determine if you need to be concerned about inflation expectations. There's a lot of talk right now about the rising costs of goods and services given the amount of money in circulation from monetary policy response to the pandemic. While this may cause an increase in inflation, economic forecasts are never certain, and it's best to focus on the planning strategies that are within your control. ----------------------------------------------- Do you want help managing your equity compensation? Learn how to: Optimize Taxes Diversify Your Company Stock Solidify Your Path To Financial Independence Click here to start your FREE assessment.
You Don't Need To Be Worried About Inflation If You Do This
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In this podcast episode, I break down the basics of quarterly estimated tax payments, when you need to make them, and how to satisfy safe harbor rules for avoiding underpayment penalties. Especially for those with equity compensation, it's crucial to figure out if taxes are being withheld from the various forms of RSUs, options, and ESPP discounts. That way, you can avoid being caught off guard by a large tax bill come tax time! Lastly, if you have any recommendations for topics you'd like to hear discussed or questions you'd like answered in a future episode, shoot me an email at TJ @modernwealthbuilders.com ----------------------------------------------- Do you want help managing your equity compensation? Learn how to: Optimize Taxes Diversify Your Company Stock Solidify Your Path To Financial Independence Click here to start your FREE assessment.
Understanding Estimated Tax Payments And Safe Harbor Rules
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In this podcast episode, I share why you should never sweat the opportunity cost of creating and maintaining a dedicated cash reserve. I also share some rules of thumb for how you can start to determine the right cash reserve for you. Can you quantify the expected return on peace of mind? I can't. To me, it's infinite. ----------------------------------------------- Do you want help managing your equity compensation? Learn how to: Optimize Taxes Diversify Your Company Stock Solidify Your Path To Financial Independence Click here to start your FREE assessment.
Never Sweat The Opportunity Cost Of Creating A Cash Reserve
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If you’re looking to be sold on an investment, eventually, you’ll find someone who will sell you an investment. Instead of looking for an investment, ask yourself what you’re trying to achieve. What’s your why? ----------------------------------------------- Do you want help managing your equity compensation? Learn how to: Optimize Taxes Diversify Your Company Stock Solidify Your Path To Financial Independence Click here to start your FREE assessment.
What's Your Why?
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Do you want help managing your equity compensation? Learn how to: Optimize Taxes Diversify Your Company Stock Solidify Your Path To Financial Independence Click here to start your FREE assessment. ----------------------------------------------- In this podcast episode, I share an assortment of timeless money lessons. I hope you enjoy these nuggets of money wisdom!
Timeless Money Lessons
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In this podcast episode, I share strategies for maximizing tax-preferential accounts like 401(k)s when creating a large tax liability by diversifying company stock. Make sure that you're fully utilizing a pre-tax 401(k) if you're in an abnormally high tax bracket due to a windfall via equity compensation. Make the most of your resources by filling up tax-preferential accounts in preparation for financial independence. Money is fungible - make it do more! :)
Use Your Equity Comp To Maximize Your 401(k)
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TJ van Gerven
TJvanGervenTJ van Gerven@TJvanGerven·
15 Jun

If you keep your fixed expenses low, invest regularly in stocks, real estate, and cryptocurrency — you do not need to worry about inflation expectations.

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TJvanGervenTJ van Gerven@TJvanGerven·
15 Jun

Do inflation expectations really matter at the individual level?

You should want to work towards investing on an ongoing basis regardless of economic expectations.

There’s always something to be worried about.

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tj_vangerven

⁣Founder of Modern Wealth Builders⁣ ⁣
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Helping equity compensated employees optimize taxes and plan for financial independence.⁣

TJ van Gerven, CFP®